Advanced International Journal of Multidisciplinary Research

E-ISSN: 2584-0487

An Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

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Volume 2 Issue 6
November-December 2024

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eCommerce & Digital Wallet Payment Fraud

Author(s) Kishore Bellamkonda Sunderajulu
Country United States
Abstract The increasing digitization of financial transactions has made payment transaction security a fundamental concern for both consumers and financial institutions. With the proliferation of digital payment methods such as mobile wallets, contactless payments, and eCommerce transactions, safeguarding sensitive financial data is more critical than ever. Payment security relies on technologies such as cryptographic protocols and tokenization to protect against data breaches, while regulatory frameworks like Reg II, PSD2/SCA, RBI, and GDPR, along with industry standards like PCI-DSS and ISO 8583, establish guidelines to enhance security. Despite these advancements, the growing complexity of the payments ecosystem presents new challenges, particularly as emerging technologies demand scalable, interoperable, and adaptable security solutions. This research explores the intersection of tools and technology, regulatory compliance, and user-centric design, focusing on the landscape of the types of fraud, risk and its mitigation approach.
Keywords Payments,Financial Services,Regulatory Compliance,Risk,Fraud,Mitigation,Tools,AI,ML,Technology,Security, Data Breach, Vulnerability,Scalability,Innovation
Discipline Computer > Desktop / Mobile / Web App
Published In Volume 2, Issue 6, November-December 2024
Published On 2024-11-12
Cite This eCommerce & Digital Wallet Payment Fraud - Kishore Bellamkonda Sunderajulu - AIJMR Volume 2, Issue 6, November-December 2024. DOI 10.62127/aijmr.2024.v02i06.1111
DOI https://doi.org/10.62127/aijmr.2024.v02i06.1111
Short DOI https://doi.org/g8q2nx
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